Loan Rates

 
 
Loan Type APR* as low as
New Autos 3.24%
Used Autos 3.35%
New Recreational 3.99%
Used Recreational 5.50%
Home Loans 4.50%
Home Equity 5.00%
Personal Loan 8.90%
Savings Secured 7.00%
Certificate Loan 3.00%
Visa Platinum 8.90%
Visa Gold 10.90%
Visa Classic 13.96%
 

 

Deposit Rates

 
 
Share Type APY**
Share - Tier
$5 - $9,999 .20%
$10,000 - $24,999 .25%
$25,000 - $49,999 .30%
$50,000 + .35%
Interest PLUS/Score PLUS Share Draft .25%
 

 

CD Rates

 
 
Term Dividend Rate*** APY**
3 Month 0.25% 0.25%
6 Month 0.50% 0.50%
12 Month 1.00% 1.00%
18 Month 1.25% 1.26%
24 Month 1.35% 1.36%
36 Month 1.50% 1.51%
48 Month 1.75% 1.76%
60 Month 2.00% 2.02%
 

 

Jumbo CDs

 
 
Term Dividend Rate*** APY**
6 Month Jumbo 0.90% 0.90%
12 Month Jumbo 1.05% 1.06%
18 Month Jumbo 1.30% 1.31%
24 Month Jumbo 1.40% 1.41%
36 Month Jumbo 1.60% 1.61%
48 Month Jumbo 1.80% 1.81%
60 Month Jumbo 2.25% 2.27%
 

 

IRA Certificates

 
 
IRA Certificates Dividend Rate*** APY**
3 Month 0.25% 0.25%
6 Month 0.50% 0.50%
12 Month 1.00% 1.00%
18 Month 1.25% 1.26%
24 Month 1.35% 1.36%
36 Month 1.50% 1.51%
48 Month 1.75% 1.76%
60 Month 2.00% 2.02%
 

 

The Board of Directors declare the rates for the quarter. The published rate is for the previous quarter. Rates are subject to change without notice.

*$10,000 minimum deposit required for the promotional rate. Existing CDs with CORE are not eligible for the special 30 month rate.        

***Dividend rates and annual percentage yields (APY**) are established weekly by the credit union's management. There is no limit on the amount the dividend rate may change. All dividends are compounded monthly. The dividend rate and APY** were accurate as of the effective date above. Fees may reduce earnings. On term share certificates the rate is in effect until the maturity date. The APY** is based on the assumption that dividends remain on deposit within the account during the dividend period; withdrawals will reduce earnings; and there are penalties for early withdrawal. Minimum Deposit required, call Savannah Federal for more details.